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Doug Stewart has more than 40 years of experience working on complex real estate and real estate finance transactions. His finance experience includes construction projects, term loans, revolving credit facilities, bridge loans, land development, and mezzanine lending. His real estate transactional experience includes acquisitions, development, ground leases, construction contracts, and office leases. Doug also has significant workout experience, which includes foreclosures, deed-in-lieu, auction sales, lender liability, and bankruptcy. Additionally, he has experience in matters involving syndicated credits, homebuilder lines of credit, hotel financing, land acquisition and development, improved property sales and financing, loan renegotiation, and lender liability issues.


More than 40 years of complex real estate and real estate finance experience

Named to The Best Lawyers in America© 2020 by Woodward/White Inc.

  • Represented a lender in a $400 million loan secured by a master planned community
  • Represented lenders in letter of credit-enhanced financing totaling $115 million to construct a regional hospital and related facilities
  • Represented an agent bank in a $90 million loan secured by a resort project in San Antonio, Texas
  • Representing lenders in all phases of land development, construction projects, and mezzanine lending
  • Represented a national apartment builder in the acquisition, finance, construction, and development of various projects, including a $45 million project in Denver, Colorado
  • Represented a Fortune 100 company in lease contraction and re-negotiation issues covering 20 floors at their headquarters building in Houston, Texas
  • Represented the developer in preparing and negotiating ground leases, construction contracts, office leases, and financing documents including construction and permanent financing for office tower
  • Represented a foreign trust in a $30 million Texas real estate acquisition
  • Represented the bidder in the acquisition of Enron Tower and related facilities in Houston, Texas, including air rights, ground leases, and parking agreements with a replacement cost of $300 million
  • Represented the lender in the workout and foreclosure in connection with a nationwide homebuilder involving projects in various U.S. states securing debts exceeding $70 million
  • Represented a lender in foreclosing on multiple commercial properties securing a $90 million line of credit
  • Represented a lender in negotiating a deed-in-lieu of foreclosure on multiple apartment projects
  • Represented a lender in negotiating release of claims and settlement agreements with various guarantors in a $45 million disputed credit facility

Prior Employment

  • Director, Citizen Bankers, Inc.
  • Director, Citizens Bank & Trust Company
  • Director, Citizens of Texas Savings & Loan
  • Director, Texas Commerce Bank-Barton Creek
  • President, Baytown Land
  • General Partner, Citizens Bankers General Partnership

Honors & Affiliations


  • The Best Lawyers in America® by Woodward/White Inc. (Banking & Finance Law; Real Estate Law), 1995-2021
  • Texas Super Lawyers® by Thomson Reuters (Banking), 2003-2008, 2010-2019
  • Houston’s Top Lawyers, H Texas, 2014-2019
  • Honored Member, National Directory of Who’s Who by Law Business Research Limited, 2014
  • Who’s Who Legal by Law Business Research Limited, 2014
  • Member, The Houstonian


  • Fellow, American College of Mortgage Attorneys
  • Fellow, Texas College of Real Estate Attorneys
  • Member, Texas Association of Bank Counsel
  • Member, American Bar Association
  • Member, State Bar of Texas
  • Member, Houston Bar Association

Education & Admissions


  • J.D., 1979, The University of Texas School of Law; Order of the Coif
  • B.A., 1976, with highest honors, The University of Texas at Austin; Phi Beta Kappa; Phi Beta Phi; Plan II Honors Program


  • Texas